We Specialize In Foreclosure Defense

Helping to Save Your Home

Financial hardships such as job loss, business reversal, reduction in income, illness, divorce, or other unexpected financial setbacks can cause even the most responsible and diligent homeowners to fall into arrears on mortgage payments. Your home is your most valuable asset, and having it at risk for foreclosure can be both financially and emotionally stressful and draining.

There are multiple options to keep your home from being foreclosed upon, including loan forbearances, loan modifications, or bankruptcy. Many clients who have been denied loss-mitigation options such as loan modifications have been approved once represented by counsel. In cases where the homeowner doesn’t want to keep the home, other options like a short sale or deed in lieu of foreclosure can provide additional time in the home or assistance with relocation expenses. This can lessen the negative impact on your credit score. It is critical to get good advice and representation as early as possible.

Massachusetts is a non-judicial foreclosure state, which means that lenders can foreclose against a homeowner without a court order. However, they must strictly comply with state statutes governing foreclosure under the “power of sale” in your mortgage contract. Oftentimes, lenders or mortgage servicers fail to take certain required steps and a foreclosure may be either stopped or declared void by the court.

At KMT LAW PC, we specialize in foreclosure prevention, defense, and wrongful foreclosure litigation. Contact us for a free consultation to learn about your options.  

Client Testimonial

“Kristin Thurbide saved our house. Period.  After a protracted battle with [our mortgage lender], trying to avoid foreclosure, attempting loan modification on our own for some years, Kristin really came to the rescue.  She is as smart as she is tenacious, and at the same time, so delightful to work with.”

- Foreclosure Defense Client, Suffolk County

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